Overview

There is no denying the fact that foreclosures, unfortunately, on the rise. Even in the Charlotte-Metro area, where we’ve been somewhat insulated from the housing meltdown, the number of home foreclosures has gone through the roof.

What many people don’t realize is that most foreclosures can be avoided! Although it’s rare that someone facing the prospect of loosing their home with be able to arrange to keep it, that person does have other options available than can drastically reduce the impact on their credit.

For regular home buyers and investors alike, foreclosure and even pre-foreclosure properties can be a tremendous opportunity to purchase real estate at below market values. In the case of pre-foreclosure properties where the purchase is the result of a short sale, the buyer gets to be part of a win-win-win situation that helps the homeowner avoid having a foreclosure on their credit report.

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